What Buyers Can Do While Staying at Home
While you're isolating at home, there are things you can do to help buy a home now or in the near future. Instead of spending time surfing the Internet looking at homes, do the groundwork necessary to be able to purchase the home that you find. There is a lot of documentation necessary to qualify for a mortgage and to be approved. This part of the homebuying process can be done in advance, long before you even start looking at homes much less finding the one that you want. Assemble all documents to make a pre-approval Photo ID Two months current pay stubs Last two years' W2s Complete copies of checking and savings statements for last three months Copies of statements for IRAs, 401k, savings, CDs, money market funds, etc. Employment history for last two years with addresses and contacts Proof of commissioned or bonus income Residency history for last two years with address